Understanding the Rebate Deadlines
The most critical deadline for homeowners is for the federal Canada Greener Homes Loan.
The Canada Greener Homes Loan: This federal program offers homeowners interest-free loans of up to $40,000 to complete energy-efficient retrofits, including new windows and doors. The application portal for this highly valuable loan closes permanently on October 1, 2025.
The Canada Greener Homes Grant: This program, which provided grants (not loans), is already closed to all new applicants as of February 2024. Homeowners who are already in the system have until the end of 2025 to complete their work.
Ontario Provincial Rebates: Ontario has its own programs, such as the new Home Renovation Savings Program, which offers rebates like $100 per new window. While valuable, these programs do not currently have a widely publicized end date, making them less effective for an urgency-driven campaign.
The October 1, 2025, deadline for the interest-free loan, is a firm, verifiable cutoff date that represents a significant loss of opportunity for homeowners who delay. If you need help applying or understanding how to secure this loan, please get a free quote from us and we will be happy to help you navigate it.
Navigating the world of home renovation rebates can feel overwhelming, but the savings are too significant to ignore. If you’re a homeowner in Ontario, several powerful government programs are available right now to help you finance new, energy-efficient windows and doors.
However, the clock is ticking on the most valuable offer.
This guide will break down exactly what you need to know about the available rebates and, most importantly, the critical deadlines to ensure you don’t miss out on thousands of dollars in savings.
The Final Countdown: The $40,000 Interest-Free Federal Loan
The most urgent program for homeowners to be aware of is the Canada Greener Homes Loan. This is a federal initiative that offers homeowners:
An interest-free loan up to $40,000
A 10-year repayment term
This loan can be used to cover the upfront cost of major energy-efficient retrofits, including the replacement of all your windows and doors. It has been an incredibly successful program, but its funding is finite.
The final day for homeowners to submit an application for the Canada Greener Homes Loan is October 1, 2025. After this date, the application portal will close permanently.
It is crucial to understand that you must apply for and be approved for the loan before you begin any installation work. With the deadline approaching, the time to start the process is now.
Stack Your Savings: The New Ontario Home Renovation Savings Program
In addition to the federal loan, Ontario has its own incentive program called the Home Renovation Savings Program. This program offers direct rebates to homeowners for a variety of energy-saving upgrades.
For windows and doors, the key rebates include:
$100 per new window or door installed.
Up to $600 for the cost of your pre- and post-retrofit energy assessments.
Additional rebates for insulation (up to $8,900) and air sealing (up to $250).
To qualify for these provincial rebates, homeowners must meet certain criteria, including owning a primary residence in Ontario and replacing at least three windows with new ENERGY STAR® certified models.
How to Secure Your Rebates and Loan: A Step-by-Step Guide
The process for accessing these programs requires careful planning, but our team at LAB Windows & Doors is here to guide you through every step.
Schedule a Home Energy Assessment: The first step for any rebate program is to have a pre-retrofit energy assessment conducted by a Registered Energy Advisor. They will identify the best upgrades for your home.
Submit Your Loan Application: Before any work begins, you must submit your application for the Canada Greener Homes Loan. This is time-sensitive due to the October 1, 2025, deadline.
Install Your New Windows: Once your loan is approved, a licensed professional must install your new ENERGY STAR® certified windows and doors.
Complete a Follow-Up Assessment: After the installation is complete, the same energy advisor will conduct a post-retrofit assessment to verify the improvements.
Receive Your Funds: Your advisor will submit the final paperwork, and you will receive your provincial rebates. The funds from your Greener Homes Loan will be delivered to cover the project costs.
Don’t Wait—The Time to Act is Now
The opportunity to finance your entire window and door replacement project with a $40,000 interest-free loan is ending. By combining this federal loan with Ontario’s provincial rebates and our current promotions, homeowners can achieve unprecedented savings.
Contact LAB Windows & Doors today for a free, no-obligation consultation.
We’ll help you understand your eligibility, start the energy assessment process, and ensure you meet the critical deadlines to maximize your savings.